The envelope budgeting app that puts you in complete control of your money — simply, beautifully, and privately.
Throof combines the simplicity of envelope budgeting with intelligent automation, so you spend less time managing and more time living.
Give every riyal a purpose. Assign income to categories, track spending, and carry balances forward automatically.
Automatically parse bank SMS messages from Al Rajhi, SNB, Riyad Bank, and 6 more Saudi banks. No manual entry needed.
Let Throof intelligently allocate your income across categories based on priorities — scheduled bills first, then savings goals.
Set savings targets with deadlines, spending caps that warn before you overspend, and scheduled goals for upcoming bills.
Visualize spending trends, income vs expenses, net worth over time, and category breakdowns with beautiful charts.
Get notified when you overspend, when a goal is off track, when a bill is due, and when you hit savings milestones.
Track loans with amortization schedules, monitor assets and property valuations, and see your full net worth picture.
Full English and Arabic interface with native RTL layout. Switch languages per budget — perfect for bilingual households.
Support for SAR, USD, EUR, GBP, AED, and more. Manage budgets in the currency that works for you.
Throof's envelope method is simple: every riyal you earn gets assigned a job before you spend it.
When money comes in, distribute it to your envelopes — rent, groceries, savings, fun. You decide where every riyal goes.
As you spend, Throof deducts from the right envelope. Import transactions via SMS or add them manually in seconds.
See exactly where you stand at a glance. Get alerts before you overspend and celebrate when you hit your savings goals.
Throof reads your bank SMS messages and turns them into categorized transactions — no typing, no screenshots, no hassle.
"Finally a budgeting app that actually works with Saudi banks. The SMS import from Al Rajhi is seamless — I haven't manually entered a transaction in months."
"The Arabic interface is beautiful — not just a translation, but a properly designed RTL experience. My wife and I each have our own budget and it works perfectly."
"I love that my data stays on my phone. No accounts, no cloud sync. Auto-Fund is genius — it allocates my salary to envelopes the moment it arrives."
Download Throof and give every riyal a purpose. Free to start, no account required, your data stays yours.